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Lower Insurance Rates Now

Insurance rates are set by adding all the claims that were paid, overhead, expenses and profits and then dividing that amount by the number of people who buy policies.   The restrictions and shutdowns implemented in our attempts to control the COVID 19 virus have among other things, led to people driving less, fewer car accidents and fewer insurance claims.  Several insurance companies have already lowered rates, but all should.  Here is what Forbes Magazine wrote: 

"With less traffic on the road, there have been fewer accidents and fewer car insurance claims. And the prospect of paying claims is what auto insurance base their rates on. Several car insurance companies have now stepped up to offer their customers refunds. "

The Insurance Commissioner in California has order refunds.  Why hasn't the Pennsylvania Insurance Commissioner done the same?

Please join me is demanding the Pennsylvania Insurance Commissioner order a roll back in insurance rates.


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